PRICING

Transparent Pricing. No Surprises.

Choose the plan that fits your credit repair needs. Every plan includes certified mail disputes and federal law expertise.

Credit Essentials

$147/month

Less than $5/day

  • Credit report analysis (47-point Metro2 scan)
  • Certified mail disputes (1 round per month)
  • 30-day deadline tracking
  • Monthly progress reports
  • Debt collector disputes
  • CFPB escalation
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Most Popular

Credit Complete

$897 one-time

Less than $2.50/day

  • Everything in Essentials
  • 3 full rounds of bureau disputes
  • Debt validation letters to collectors (FDCPA 809)
  • CFPB complaint escalation
  • Direct furnisher disputes (FCRA 623)
  • Address removal disputes
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Credit & Beyond

$1,797 one-time

Less than $5/day

  • Everything in Complete
  • Free credit strategy session ($197 value)
  • Goodwill letter campaign to creditors
  • Credit-building roadmap
  • 2 follow-up coaching sessions
  • Priority processing (48-hour turnaround)
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A LA CARTE

Credit Strategy Session

$197

60-minute one-on-one consultation with a written action plan tailored to your credit situation.

FREE with Credit & Beyond plan

COMPARE

How We Stack Up

 
TypicalCredit Repair Co.
RecommendedFlow Credit Solutions
Setup Fee$79 - $195$897 (total)
Monthly Fee$59 - $150/mo$0
6-Month Total$433 - $1,095$897
12-Month Total$787 - $1,995$897
Certified Mail Disputes
Legal Statute Citations
CFPB Escalation Support
Debt Validation Letters to Collectors
No Monthly Billing Surprises

Save $886+ over 12 months compared to typical credit repair companies

EXTRAS

Add-On Services

Credit Monitoring

$1 trial

Real-time credit monitoring through IdentityIQ. Track changes as disputes are processed.

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Annual Maintenance

$299/year

Keep your credit clean with annual reviews, new dispute rounds if needed, and ongoing monitoring.

Credit Education

$297 one-time

Comprehensive credit education program covering score optimization, debt strategies, and long-term financial health.

FAQ

Pricing Questions

How much does credit repair cost?+
We offer 3 plans starting at $147/month for our Credit Essentials plan. Our most popular option is the Credit Complete plan at $897 one-time, which includes 3 full rounds of bureau disputes, debt validation letters, CFPB escalation, and more.
Is there a setup fee?+
No. The price you see is the price you pay. There are no hidden fees, no setup charges, and no surprise add-ons.
Do you offer payment plans?+
Contact us to discuss payment options. We want to make professional credit repair accessible to everyone who needs it.
What's included in the $897 Credit Complete plan?+
The Credit Complete plan includes 3 full rounds of bureau disputes sent via certified mail, debt validation letters to collectors under FDCPA 809, CFPB complaint escalation, direct furnisher disputes under FCRA 623, and address removal disputes. It is our most comprehensive and popular plan.
Can I upgrade my plan?+
Yes, contact us and we will apply your current payment toward an upgrade. You only pay the difference.
Do you offer refunds?+
Yes, we offer a 30-day money-back guarantee if we have not challenged any items on your credit report yet.

Ready to Start?

Take the first step toward better credit. Our free assessment takes less than 2 minutes.

Start Your Free Assessment(425) 610-7779